Wednesday, February 9, 2011
Mortgage Rates Week February 7th
Conforming 30 year fixed mortgage rates have gradually increased from 4.625% to 4.875% while 15 year have gone from 3.875% to 4.250%
Monday, February 7, 2011
The Smartest Way to Buy and Sell a House in Today's Market
Our Unique Financing Strategy Get Double The Potential Buyers, So We Can Sell Properties Twice as Fast!
Find Out How You Can Get Maximum NET EQUITY, While Buyers Purchase Real Estate at Lowest Cost, GUARANTEED!
Our Unique Financing Strategy Reduces Needed
Price Reduction!
Successfully selling your home in today’s market, requires the right game plan. Now, more than ever, your selling strategy matters.
What’s the true value of my home? How can I Maximize My Net Equity? How can I sell it without taking a price reduction? How can I get more buyers’ offers? If you’ve tried selling your home over the past 18 months, there is no doubt about it; you have serious questions.
My name is Andre Plessis and as an accomplished REALTOR® at Keller Williams® Realty, with a successful reputation for taking a different approach to selling real estate. Our results driven plan provides sellers with the answers they’re in need of. In this highly challenging and competitive market, my sellers and I cannot afford to lose any opportunity to move their property. Together we premeditate the best course of action based on market facts and your specific situation.
With My Team of dedicated Real Estate Professionals, we empower homeowners by showing them “The Smartest Way to Buy and Sell a House”. I am the only REALTOR® in Los Angeles County with a GUARANTEED strategy to bring in more qualified buyers to you and sell your property in half the time. The unique strategy I use will MAXIMIZE your NET Equity.
My Mortgage Planner Tracy Cavanaugh (CMP,CMPS) and I would love to set up a no-obligation appointment with you where we will show you numerous case study examples of exactly how we used that strategy successfully in the past, to benefit both sellers and buyers.
The unique and proven strategy I wrap around each of the listings I agree to sell:
So, if you're still interested in selling your home or just have questions on your options with this frustrating and confusing market, please call me at (310) 266-9463. I would love to hear your story and then SHOW you just how we're assisting other home sellers, just like you, in this competitive real estate marketplace and making it stress free.
Why trust me? Why give the car keys to someone who drove homeowners into the ditch? I wouldn’t? Would you? If your house was on fire, would you shoot at the firefighters? I wouldn’t? Would you? I show homeowners how to buy and sell real estate correctly to build wealth. Some Create The Real Estate Malaise, WE SOLVE IT!
Warm Regards,
Andre Luc Plessis
REALTOR®, RCS-DTM REALTOR®
Keller Williams® Realty
The Wealth Creation Team
CA DRE License # 01856185
Office: (818) 341-2972 - Cell: (310) 266-9463
Sunday, February 6, 2011
9 Things to do to Protect Your Wealth
How To Build & Protect Your Wealth
Nine steps that, when performed in order, can help you to generate, and protect, your wealth:
Nine steps that, when performed in order, can help you to generate, and protect, your wealth:
1. Make a will.
2. Pay off your credit cards.
3. Get term life insurance if you have a family to support.
4. Fund your 401(k) to the maximum.
5. Fund your IRA to the maximum.
6. Buy a house if you want to live in a house and can afford it.
7. Put six months' worth of expenses in a money market account.
8. Take whatever money is left over and invest 70% in a stock index fund and 30% in a bond fund through any discount broker, and never touch it until retirement.
9. If any of this confuses you, or if you have something special going on (retirement, college planning, tax issues), hire a fee-based financial planner.
Sunday, January 2, 2011
How to Sell a Home Fast in 2011
Price It Right from the Start
Many sellers suffer from attachment bias. They believe that their home is worth more than they'd pay for it. While it's always a bad idea to overprice a home, it's especially dangerous in times like this because there is so much competing inventory in many local markets.
Give yourself a reality check by looking inside comparable homes during open houses. That can help you get a clearer idea of your home's value. Remember that you have to compete with other houses on the market, which includes, REOs and short sales.
The longer something sits on the market, the more price reductions you might have to make and the more potential buyers will assume that there's something wrong with the home.
Get the House Ready
Most sellers need to declutter, paint in neutral colors and stage the home as best as they can to help buyers envision themselves in the home. The closer you can get your home looking like a photo from a catalog, the better off you will be.
Make sure that your cabinets and refrigerators are cleaned out and decluttered, too. You want to have a minimum of things stuff' in the house and garage. The less stuff you have, the larger the closets, basement and garage will look.
You need to clean out or reorganize your closets and your garage. I recently had the experience of working with a client who had lived in her home for 42 years. We found a professional organizer who suggested we have 3 containers. One box for things to throw away, one box to give away, one box for things to keep.
Having a home inspection done before putting the home on the market to identify any major defects that need to be corrected. You do not want any surprise when the house is in escrow as you will have less chance of negotiating with the buyer.
Be Flexible
Buyers are in the driver's seat these days, and they know they can make all sorts of unusual requests without risking the deal. Be ready to negotiate.
Many sellers suffer from attachment bias. They believe that their home is worth more than they'd pay for it. While it's always a bad idea to overprice a home, it's especially dangerous in times like this because there is so much competing inventory in many local markets.
Give yourself a reality check by looking inside comparable homes during open houses. That can help you get a clearer idea of your home's value. Remember that you have to compete with other houses on the market, which includes, REOs and short sales.
The longer something sits on the market, the more price reductions you might have to make and the more potential buyers will assume that there's something wrong with the home.
Get the House Ready
Most sellers need to declutter, paint in neutral colors and stage the home as best as they can to help buyers envision themselves in the home. The closer you can get your home looking like a photo from a catalog, the better off you will be.
Make sure that your cabinets and refrigerators are cleaned out and decluttered, too. You want to have a minimum of things stuff' in the house and garage. The less stuff you have, the larger the closets, basement and garage will look.
You need to clean out or reorganize your closets and your garage. I recently had the experience of working with a client who had lived in her home for 42 years. We found a professional organizer who suggested we have 3 containers. One box for things to throw away, one box to give away, one box for things to keep.
Having a home inspection done before putting the home on the market to identify any major defects that need to be corrected. You do not want any surprise when the house is in escrow as you will have less chance of negotiating with the buyer.
Be Flexible
Buyers are in the driver's seat these days, and they know they can make all sorts of unusual requests without risking the deal. Be ready to negotiate.
Thursday, December 16, 2010
Friday, November 19, 2010
Empowering People Through Guidance & Education
- Eliminate Your Debts Permanently & Live a Debt-Free Lifestyle
- Learn How to Negotiate With Your Creditors Safely
- Learn How to Create a Monthly Budget
- FREE Loan Modification. Modify Your Loan at NO COST TO YOU!
- Avoid Foreclosure: Our REALTORS® & Short Sale Negotiatiors Facilitate Short Sales.
- Learn How to Buy & Sell Real Estate Correctly
- Find Out How to Get Every Dollar You Deserve…by Getting The Full Value of Your House!
- Eliminate The Need For Home Price Reductions to Compete & Sell in a Buyer’s Market
- Attract More Buyers by Making it Easier For Them to Qualify
- Walk Away With the Maximum Amount of Your Equity
- Learn The Dangers of Reverse Mortgages
- Learn The Benefits of a Tax Deductible Mortgage
- learn How to Manage Your Home equity to Help You Build Wealth.
- Find out How to Maximize your Tax Deductions
- Learn How to Increase Cash Flow to Eliminate Financial Stress
- Increase Your Rate of Return
- Increase Safety
- Minimize The Wealth You Unknowingly Transfer to Others
- Find out about Tax Favored Treatment of Life Insurance Programs
- Learn How to Prepare For Retirement, Protect Your Family & AssetS
- Find Out How to Maximize Your Nest Eggs, Save Taxes & Grow Your Assets With Minimum Guarantee.
- Discover How to Make the Most informed decisions
- Retire Happy and Enjoy Your Golden Years
- NEVER GET RIPPED-OFF EVER AGAIN BY SALESMEN
See You at The Top!
Empowering People Through Guidance & Education!
CA DRE License # 01856185
Tel: (818) 341-2972
www.RealEstate-LosAngeles.net - Use our Latest Map Search Technology to Find Real Estate Deals
www.WealthCreationTeam.net - Build Wealth with real Estate
www.AndrePlessis.com - The Smartest Way To Buy & Sell real Estate
www.AllRealEstate.biz - Keller Williams® Realty
www.DivorceRealEstate.org - Divorce Real Estate
www.YouTube.com/AndrePlessis - Follow The Latest Real Estate News From The Experts
www.TheWealthCreationTeam.Blogspot.com - Get Connected With Our New Blog
"One of the keys to successful real estate investing has always been to purchase undervalued and distressed properties, as opposed to buying when it is overpriced." |
Sunday, November 14, 2010
How Can You Get Out of This House Payment Alive
- Are you having trouble keeping up with your monthly mortgage payment?
- Have you received a notice from your lender asking you to contact them?
Don’t ignore the problem. The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your home.
Today many homeowners find themselves upside down in their property and in financial hardship due to a challenging economy. They are uncertain as to what to do, and realize they cannot maintain the monthly payments for a home that is worth less than the actual loan balance. Some have turned to loan modification, but unfortunately a great number of homeowners who apply will not qualify. Are there any helpful answers to resolve this situation?
Some who need to sell a property which decreases in value are doing a Short Sale. A Short Sale is the ability to sell the home for the fair market value, yet the bank accepts less than what is owed on the mortgage. A number of homeowners are turning to some REALTORS® and Short Sale Negotiation Companies to facilitate a Short Sale.
One of the criteria a bank looks at is the seller’s hardship. A legitimate hardship can be found due to one or more of the following reasons:
- Adjustable Rate Mortgage Reset
- Job Relocation
- Damage to Property (natural disaster or unnatural)
- Death of Spouse or Co-Borrower / Death
- Illness
- Death
- Loss of Job
- Incarceration
- Reduced Income
- Divorce / Marital Separation
- Failed Business
- Medical Bills
The best way to avoid foreclosure is to prevent the filing of a Notice of Default. Lenders do not want to foreclose but will file a Notice of Default to protect their interests, if necessary. If you know you are unlikely to meet your mortgage obligation, you should act immediately and contact your lender or a specialist like myself who will find a legitimate solution to get you out of this financial mess.
A Short Sale is different from a foreclosure. A foreclosure is detrimental to ones credit score. A Short Sale is not reported on a credit report as a Short Sale, but is usually reported as “debt settled”, which is generally less damaging to one’s credit.
How long could this process take? What information will you need to find out if you qualify for a Short Sale? Please feel free to contact me with no obligation. I am here to educate you and provide you with real options and possibilities. Why trust me? Because I never put clients in a bad financial situation by selling them an overpriced home or referred them to loan sharks who sold bad loans and misled consumers with deceptive advertising. Why give the car keys to someone who drove homeowners into the ditch? I wouldn’t? Would you? If your house was on fire, would you shoot at the firefighters? I wouldn’t? Would you? I show homeowners how to buy and sell real estate correctly to build wealth. Some Create The Real Estate Malaise, WE SOLVE IT!
Warm Regards,
Andre Luc Plessis
REALTOR®, RCS-DTM REALTOR®
Keller Williams® Realty
The Wealth Creation Team
CA DRE License # 01856185
Office: (818) 341-2972 - Cell: (310) 266-9463
Email: AndrePlessis@att.net
Subscribe to:
Posts (Atom)